OAS & GIS
Earn too much in retirement and Old Age Security starts quietly shrinking — 15 cents at a time. How the recovery tax works, where the 2026 thresholds sit, and the legal ways people soften it.
Updated October 2026 · 2 min read
OAS & GIS
The Guaranteed Income Supplement is the biggest top-up in Canadian retirement — and the easiest to lose by accident. The October to December 2026 amounts, the income cutoffs, the work exemption, and the July reset that catches people off guard.
Updated October 2026 · 3 min read
Retirement
The year you turn 65, at least six benefit decisions land within a few months of each other — and two of them have deadlines. The order to do them in, what arrives automatically, and what waits for you to ask.
Updated October 2026 · 3 min read