CPP
CPP disability is the largest disability payment most Canadians can get — but 'severe and prolonged' is a strict legal test, not a diagnosis. The 2026 amounts, who qualifies, and how applying actually works.
CPP
The maximum CPP retirement pension at 65 is $1,507.65 a month in 2026 — but the average new pension is close to half that. Here are the real numbers, and why yours will probably differ.
CPP
Starting CPP at 60 cuts it 36% forever. Waiting to 70 raises it 42%. Whether waiting wins depends on two break-even ages — about 74 and about 82 — and on a few things the math leaves out.